What does Treasury's stablecoin AML rule require?

PPSIs must run AML/CFT programs, report suspicious activity, block sanctions, and tech up for compliance—treating them like banks under BSA.

Will stablecoin fees go up from these rules?

Likely yes—compliance costs 0.5-2% of volume for small issuers, passed to users. Big ones like Circle might eat it.

Can states regulate stablecoins instead?

Yes, for under $10B issuance—if their rules match federal standards. Treasury's test is strict.

🔗 Crypto & Blockchain

Treasury's Stablecoin AML Rules: Safety Net or Innovation Killer?

Your next USDC transfer just got a compliance upgrade. Treasury's new rules demand stablecoin issuers build ironclad AML defenses, shielding everyday users from money launderers while testing crypto's wild-west vibe.

theAIcatchup Apr 09, 2026 3 min read

U.S. Treasury seal overlaid on stablecoin icons with compliance chains and locks

⚡ Key Takeaways

Treasury mandates full AML compliance for stablecoin issuers, targeting illicit finance in a $150B market. 𝕏
Rules favor giants like Circle and Tether, potentially creating a duopoly via high compliance costs. 𝕏
60-day comment period could tweak the framework; expect market consolidation by 2027. 𝕏

Published by

theAIcatchup

Markets. Money. Innovation.

#AML rules #GENIUS Act #Treasury regulation #stablecoins

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Originally reported by PYMNTS

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